Financial IQ Test

Do you want to know how financially savvy you are? Take this Financial IQ Test to evaluate your knowledge in budgeting, saving, investing, and more.

Think you have good financial skills? Challenge yourself with this Financial IQ Test and find out how you score in different areas of personal finance.

What is a Financial IQ Test?

A Financial IQ Test assesses your knowledge and skills in various aspects of personal finance. It helps you understand how well you manage your money, make investment decisions, handle debt, and plan for the future. The test covers eight dimensions including budgeting, saving, investing, debt management, financial planning, insurance, taxes, and credit. By taking this test, you can identify areas where you excel and areas that may need improvement, helping you to become more financially savvy and secure.

Dimensions explanation


Creating and managing a plan for your income and expenses. Test your ability to balance your budget, prioritize spending, and save money effectively.


Setting aside money for future use and emergencies. Challenge yourself with questions about saving strategies, emergency funds, and achieving financial goals.


Allocating money into assets like stocks and bonds to grow wealth. Test your knowledge of different investment options, risk management, and portfolio diversification.


Managing borrowed money and understanding its costs. Assess your understanding of different types of debt, interest rates, and debt repayment strategies.


Setting financial goals and creating a roadmap to achieve them. Test your ability to plan for major life events, retirement, and other long-term financial goals.


Protecting yourself against financial losses through various insurance policies. Test your understanding of different types of insurance and their importance in financial planning.


Understanding how taxes affect your income and investments. Test your knowledge of tax concepts, deductions, and strategies for tax efficiency.


Maintaining a good credit score and managing credit responsibly. Test your understanding of credit scores, how they are calculated, and how to improve and maintain a good credit rating.

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Your total score is %TOTAL% and your scores in each dimension are:

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